Mortgage payment deferrals should be taken to support tenants who’re experiencing financial difficulties as a result of COVID-19. As such, we'd expect landlords to pass on the benefit of any agreed payment deferral to their tenants.
It’s important to remember that the money is still owed and the interest on the mortgage still accrues during a payment deferral period, which will increase the amount you pay over the remaining term of the mortgage.
In line with FCA guidance, your credit file won't be affected by this arrangement whilst the payment deferral is in place, however lenders may take into account other information when making lending decisions, including payment information provided by you or bank account information, for example.
The information you provide in this form will be reviewed by a member of our team, and as a result we may be required to contact you to discuss this further.
We’ve put together some important frequently asked questions and answers that you need to be aware of.
For information on how we, credit reference and fraud prevention agencies use your personal data and on your data protection rights please read our Privacy Notice.
Your mortgage is secured on your home. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.